ROBS Advisory Group
How to Use ROBS Funding to Start a Business | ROBS Advisory Group
Learn how ROBS (Rollovers as Business Startups) funding works and how to use your retirement savings to start a business—without debt or penalties. Get expert guidance from ROBS Advisory Group to avoid costly mistakes and make confident decisions.
Understand ROBS Funding Before You Start a Business
ROBS funding may allow qualified entrepreneurs to use eligible retirement savings to start or buy a business without taking a taxable distribution or traditional loan. But it is not right for everyone, and the setup must be handled by qualified professionals. ROBS Advisory Group provides independent advisory guidance so you can understand the process, risks, provider options, and next steps before moving forward.
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- What is ROBS
Rollovers as Business Startups (ROBS) Explained
A Rollover as Business Startup, commonly called ROBS, is a funding structure that may allow an entrepreneur to use eligible retirement funds to start or buy a business. In a typical ROBS arrangement, a new C corporation sponsors a qualified retirement plan, retirement funds are rolled into that plan, and the plan purchases stock in the corporation.
ROBS can be attractive because it may provide access to business capital without a traditional loan or early withdrawal penalty. However, it also places retirement savings at risk and requires proper setup, documentation, plan administration, tax reporting, and ongoing compliance.
ROBS Advisory Group does not set up ROBS plans or provide legal, tax, accounting, investment, or plan administration services. Our role is advisory. We help you understand how ROBS works, whether it may fit your goals, what risks to consider, and how to prepare before engaging licensed professionals or specialized third-party providers.
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Our Services
ROBS Advisory Group provides advisory and educational guidance for entrepreneurs considering Rollovers as Business Startups funding. We help clients understand the strategy, risks, provider process, and business-readiness considerations before they move forward. We do not provide legal, tax, accounting, investment, securities, plan administration, valuation, or ROBS setup services.
ROBS Advisory Services
Independent guidance to help you understand how ROBS funding works, evaluate whether it may fit your goals, and prepare for conversations with qualified providers.
Business Consulting
Advisory support for entrepreneurs reviewing startup plans, franchise options, acquisition opportunities, capital needs, and business-readiness considerations. Separate program from ROBS Advisory Services
Professional Partner Services
Access our network of partner professionals for structuring, accounting, bookkeeping, tax, compliance, and technical implementation support. Services are performed by third-party professionals, not ROBS Advisory Group.
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Considering ROBS Funding? Start With an Advisory Conversation
Before committing retirement savings, speak with an advisor who can help you understand the process, compare options, identify questions, and prepare for conversations with qualified legal, tax, accounting, and plan professionals.
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