ROBS Advisory Group LLC
Effective Date: May 1, 2026
These Terms of Service (“Terms”) govern your access to and use of the services provided by ROBS Advisory Group LLC (“Company,” “we,” “us,” or “our”).
By accessing our website, engaging our services, or entering into any agreement with us, you (“Client,” “you,” or “your”) agree to be bound by these Terms.
1. Scope of Services
ROBS Advisory Group LLC provides consulting and administrative support services related to:
- ROBS (Rollovers as Business Startups) transactions
- 401(k) business funding strategies
- C-Corporation formation guidance
- Retirement plan structuring and coordination
- Ongoing compliance support and advisory
We act solely as a consultant and coordinator and do not directly administer retirement plans or act as a custodian of funds.
2. No Legal, Tax, or Investment Advice
ROBS Advisory Group LLC is not:
- A law firm
- A licensed CPA firm
- A registered investment advisor
- A broker-dealer
All information provided is for educational and administrative support purposes only.
You agree to consult with your own:
- Attorney
- Certified Public Accountant (CPA)
- Financial advisor
before making financial or legal decisions.
3. Client Responsibilities
You agree to:
- Provide accurate, complete, and truthful information
- Comply with all applicable laws, IRS regulations, and ERISA requirements
- Maintain proper corporate governance and retirement plan administration
- Work with recommended or independent professionals as necessary
You acknowledge that ROBS requires ongoing compliance, and failure to maintain compliance is solely your responsibility.
4. ROBS Risk Acknowledgment
By using our services, you acknowledge and accept:
- You may lose all or a portion of your retirement funds
- Business success is not guaranteed
- ROBS structures are subject to IRS and Department of Labor oversight
- Non-compliance may result in:
- Taxes
- Penalties
- Plan disqualification
You assume full responsibility for all decisions and outcomes.
5. Third-Party Services
ROBS Advisory Group LLC works with or refers clients to third parties, including:
- Third-Party Administrators (TPAs)
- Attorneys
- CPAs
- Financial institutions
We do not control or guarantee the services of any third party and are not liable for their actions, errors, or omissions.
6. Fees & Payment Terms
- All fees will be disclosed prior to engagement
- Fees may include setup, consulting, and ongoing support services
- Payments are due as outlined in your service agreement
No Refund Policy
Due to the nature of advisory and consulting services:
- Fees are non-refundable once services have commenced
- Work performed, time invested, and intellectual property delivered are considered earned upon initiation
7. Intellectual Property
All materials, processes, frameworks, and documentation provided by ROBS Advisory Group LLC are:
- Proprietary
- Protected by intellectual property laws
You may not:
- Copy
- Distribute
- Reproduce
- Resell
any materials without written consent.
8. Confidentiality
We agree to maintain the confidentiality of your information as outlined in our Privacy Policy.
You agree not to disclose:
- Proprietary methods
- Internal processes
- Business strategies
shared during the engagement.
9. Limitation of Liability
To the fullest extent permitted by law:
ROBS Advisory Group LLC shall not be liable for:
- Business performance or financial outcomes
- Loss of retirement funds
- IRS or DOL audits, rulings, or penalties
- Third-party errors or failures
- Indirect, incidental, or consequential damages
Our total liability, if any, shall not exceed the amount paid to us for services.
10. Indemnification
You agree to indemnify and hold harmless ROBS Advisory Group LLC from any claims, damages, or liabilities arising from:
- Your use of our services
- Your business operations
- Your failure to comply with laws or regulations
- Actions taken based on our advisory input
11. Termination
We reserve the right to:
- Refuse service
- Terminate engagement
at our discretion, including in cases of:
- Non-payment
- Misrepresentation
- Non-compliance
You may terminate services at any time; however, no refunds will be issued.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of:
Florida
Any disputes shall be resolved in the appropriate courts of that jurisdiction.
13. Dispute Resolution
Before initiating legal action, both parties agree to attempt:
- Good-faith negotiation
- Mediation (if necessary)
If unresolved, disputes shall proceed to binding arbitration or court, as permitted by law.
14. No Guarantees
We make no guarantees or warranties, express or implied, regarding:
- Business success
- Financial outcomes
- Tax treatment
- Regulatory approval
All services are provided “as is.”
15. Force Majeure
We are not liable for delays or failures due to events beyond our control, including:
- Government actions
- Regulatory changes
- Natural disasters
- System failures
16. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of our services constitutes acceptance of updated Terms.
17. Entire Agreement
These Terms, along with any signed service agreement, constitute the entire agreement between you and ROBS Advisory Group LLC.
18. Contact Information
ROBS Advisory Group LLC
📍 Riverview, CT
📧 info@robsadvisorygroup.com
📞 (888) 762-7401